Kraken launches recurring ACH deposits for eligible U.S. customers

Kraken announced on November 10, 2026, that eligible U.S. customers can set up recurring ACH deposits from a linked Plaid bank account into their Kraken balance.

The feature supports fixed-dollar deposits on a recurring schedule. Kraken says it does not charge a fee for these deposits.

The launch adds an automated funding option for customers who want to add funds to their exchange balance at regular intervals. It does not change the need for customers to review the platform’s applicable transfer terms and timing conditions.

Kraken’s product announcement and its Electronic Fund Transfer Disclosures provide different details on scheduling and fund availability. Customers should consider the disclosure terms alongside the product description.

How recurring ACH deposits work

According to Kraken, eligible customers can choose a fixed deposit amount and schedule transfers from a linked bank account through Plaid. The product announcement lists daily, weekly, every-two-weeks, and monthly schedules.

Kraken says funds are available to invest when they arrive in a customer’s balance. The announcement also states that withdrawals are available after seven days.

The recurring-deposit feature concerns account funding rather than the addition of a new tradable asset. Kraken has separately continued to update its platform offerings, including when KOR trading went live on Kraken Pro.

• Fixed-dollar ACH transfers from a linked Plaid bank account
• Schedules listed in the product announcement: daily, weekly, every two weeks, or monthly
• No Kraken fee for the deposits, according to the announcement
• Funds described as available to invest upon arrival

Pausing, edits and cancellations

Kraken says customers can pause, edit, or cancel upcoming recurring deposits. Its disclosures state that a request to cancel an upcoming debit generally must be made at least three business days before the scheduled debit date.

That timing means customers may need to act in advance if they want to stop a scheduled bank transfer. The stated cancellation window applies to upcoming debits rather than deposits that have already been initiated.

• Customers can pause recurring deposits
• Customers can edit scheduled deposits
• Upcoming debits generally require at least three business days’ notice for cancellation

Disclosures differ from the product announcement

There is a difference between the November 10 product announcement and Kraken’s October 14 Electronic Fund Transfer Disclosures. The announcement includes a daily schedule option, while the disclosure lists weekly, bi-weekly, or monthly recurring transfers.

The two materials also describe availability differently. The announcement says arriving funds can be invested immediately and withdrawn after seven days, while the disclosure says funds may be subject to a risk-review hold before trading or withdrawal.

The differing language does not establish which terms apply in every case. Customers considering the feature should review the current disclosures and the terms presented during setup. Kraken’s recent support for USDG deposits and withdrawals on Arbitrum One is another example of the exchange expanding account funding and transfer options.

• Product announcement: daily, weekly, every-two-weeks, or monthly schedules
• Electronic Fund Transfer Disclosures: weekly, bi-weekly, or monthly schedules
• Disclosures say a risk-review hold may apply before trading or withdrawal

Continue reading: KOR trading went live on Kraken Pro on BTCNews.

Continue reading: support for USDG deposits and withdrawals on Arbitrum One on BTCNews.

Sources

• Kraken Blog: Introducing recurring deposits: your account automatically funds itself
• Kraken: Electronic Fund Transfer Disclosures (Regulation E)

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